Eliminate predatory multi-year terminal contracts, opaque compliance charges, and padded settlement deductions with direct interchange processing.
Every transaction routes directly through wholesale card network rates plus an explicit, fixed basis-point margin clearly documented on every monthly report.
Modern countertop terminals and mobile card readers purchased outright at wholesale cost. No four-year equipment rentals and zero proprietary hardware locks.
Gross deposits clear within twenty-four hours alongside matched itemized fee ledgers, ensuring your bookkeeper never parses ambiguous lump-sum adjustments.
core gateway uptime
terminal lease markups
standard batch settlement
plain-statement transparency
Operating out of Two Embarcadero Center, Cherry Pay was founded to replace the obfuscated billing practices pervasive across regional merchant processors.
Our analysts personally review current merchant processing statements to identify padded basis points, non-qualifying surcharges, and disguised batch fees that quietly erode operator gross margins.
Send our San Francisco underwriting desk your latest merchant processing statement. We will return an itemized, line-by-line fee comparison within one business day.